Can I deduct income identified on a 1099R form from cashing in a whole life insurance policy on my Form IL-1040

Is income identified on a 1099R form from cashing in a whole life insurance policy taxable as income on my Form IL-1040, or can I deduct it on Line 5?

Only if the insured is terminally ill and redeemed the policy to receive an accelerated payment may the income be subtracted on Form IL-1040, Line 5.  Otherwise, the income is taxable and may not be subtracted on Form IL-1040.

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